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So will insurance cover this?

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Old 06-15-2009, 10:21 PM
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Default So will insurance cover this?

So I walk outside today to see this. How it got there I have no clue. We have potholes but i always avoid. And the other night my mom drove it and mabye hit a curb ( cars to low to pull up to them and shes used to SUV) Or mabye someone kicked it, I have no clue. But its beyond popping out, and even if i do there are cracks everywhere in the paint around it. Ugh.. what can I do.

 
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Old 06-15-2009, 10:25 PM
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wow, better picture might help, but i get an idea of the damage, that sucks, not sure on insurance covering it, did you get an estimate? i know it is kinda early in the process? sucks, big time?? sorry
 
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Old 06-15-2009, 10:27 PM
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Sorry I took the pic on my phone in the dark and Im going to call tommorow... I think our deductible is $250 so unless i find a wrecked monte and pull it (which might have cracks as well, Ill have to buy a whole new one if insurance wont cover)
 
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Old 06-15-2009, 10:32 PM
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they'll cover it if your deductible is $250, but i wouldn't file a claim unless the repair is way out of your price range. if you can get it fixed for under $1000 i wouldn't bother with the insurance company. you'll end up getting your rates raised and will pay more over the long run.
 
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Old 06-15-2009, 11:00 PM
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Thanks for the advice. Ill try to find a way to fix it myself.
 
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Old 06-15-2009, 11:08 PM
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Unless you find one the exact same colors somewhere, you're going to have to re-paint any bumper cover you get. So if your original is salvageable, you may as well just paint the original.
 
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Old 06-16-2009, 09:47 AM
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I was just about to mention what Jamie said.

Things like that suck, but your insurance rates will go up because they will consider your car more likely to be vandalized if your put in a claim like that. And paying more each month for like 3 years is not worth it.
 
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Old 06-16-2009, 09:49 AM
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Thats true. As long as you can push out the dent and not have any wrinkles, then i would just paint it and call it a day.
 
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Old 06-16-2009, 10:03 PM
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well i guess ill try painting it. wow sanding is gonna suck on that.
 
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