Yea, thats a big thing im focusing on is what kind of fees places charge. Looking at chase today, they have a decent rewards program but you have to meet certain criteria to avoid monthy fees.

 

I currently use chase mainly because they have a free student checking account program with the savings account and free online checking.

 

Thats probably the way i'd go if i went with chase.

 

Oh yeah online banking is a nice feature. I love having that too. It makes it nice when you want to check your balance or make a transfer. I think by now everyone should offer this but i would check into it just to be what services are offered online.

 

Every bank i check has online banking, even where i am now i've got it.

 

benefits = you will pay for something. Find a free bank like I have or a credit union. because when everything's free its like having a benefits package.

 

Thats exactly what im doing, applied today for a checking and savings account. Both no minimum balances, no maintenance fees and there is a reward package.

 

Check to see if they charge for using your debit some banks have that in fine print. also see if there are fees for money transfers. I pay wells fargo for my car via money transfer so glad there are no charges on that.

 

i have had a car loan with td bank and also m&t bank, cant complain about either bank but i can say td bank processes payments etc alot quicker than m&t. i know nothing about bank of america. i use a small local bank that has free checking.

 

I believe in credit unions