i think my monte is done...i had 3 feet of water outside my house, and 6 inside, but i had the money on jack stands to help...middle of the night, the interior light was on, i saw it from my bathroom window...i figured the water hat hit the fuse box...well when the water went down, i found out the water had hit the fuse box, also covered the ECM...i let it dry out for a week...i know the ECM is done...i have one on order...but today i realized the headlights, horn, interior light, blinkers all work...but i noticed the radio and lighter don't...i didn't check the fuses yet, so it might just be that the fuses blew...but does anyone know how difficult it is to change/fix the fuse wiring harness...anything i should start checking?...the engine was high enough that it didn't get submerged...but i plan to change the oil anyway...any help is appreciated...this has been a hell of a month so far...i don't want to lose my Monte too....

 

So Sorry to read your bad news. I hope that you have insurance for your home & also your Monte Carlo...
Do you have power at your home ? What area are you in ? Is it in the Dumont area ?

Have you talked with any insurance adjuster's ?

Wish you the best & please keep us updated...

 

thanks...it's been tough...i'm in ridgefield park...right next to the hackensack that came over and rolled into my house...thankfully i have flood insurance...because i'm in the flood zone...so for the past 3 years i've gone though this before...it just never happened so close to winter...we won't have heat and hot water for a few weeks until the insurance company sends an adjuster and pays...so we're staying warm, kind of, by boiling water and space heaters...if it was just me, no problem...but i have two kids that are now both sick with colds...anyway, at least we have electricity now and the gas situation is better...just cleaning up and making a list of damage...unfortunatly the monte isn't insured...so i'm screwed with that...i'm trying to get it on the road fast...starting a new job in 3 weeks...keeping fingers crossed...thanks for your nice wishes...

 

I know back in '06 by me, we had some HORRIBLE rain storms. Cars that had water enter the cab of the car were totalled by insurance. You get water into the the wiring harnesses, it promotes odd corrosion issues, costly to trace down and repair.

As for the engine, as I understand, as long as water did not get into the throttle boddy, you're fine there (the engine is a SEALED system).

Best of luck man, just be careful to not fight a loosing battle (which I hope you're not, I hope you can get things right in both your home and your ride).

 

Man that totally sucks

 

I hope things get back to normal soon for you and your family...

 

That totally sucks - I hope you can bring it back to life

 

So I guess, when you said you saw it from the bathroom window..My guess is it was outside correct?
Since you have "flood" insurance..The Monte I would think would be covered under the comprehensive part of your flood insurance...
Food insurance covers your property.(.all of it!)...So, I would check with your agent....
Its not like you opened the windows and doors of the house and the flood only flooded the inside of the house...
Flood waters come from everywhere in and around your Property and Home... Make sense?

 

Maybe this will be of some help also...


What to do if Your Car is Flooded

Thursday November 1, 2012
With so much water inundating the East Coast, there are a lot of you out there who will be facing the reality of a car that spent some time partially submerged. Water can be disastrous to a vehicle, especially if it rose high enough to start to fill the interior. All of those electrical connections and computers are very sensitive to moisture, and may suffer. If you have full coverage insurance, it's best to let them decide what they want to do with your car. Even if you get it back and things seem fine, there can be trouble related to flooding that doesn't rear its head for a year. If you had less insurance, you'll have to roll the dice on the damage. Before you jump in and turn the key, you should check out these Ten Steps to Follow if Your Car is in a Flood. You could save yourself a very expensive repair bill and sneak away with only a little clean up.

 

If it were me I would get it totaled if it is at all possible. Water will cause damage for years to come.

I copied and pasted the 10 steps so they are here if the link stops working. There is some good info in it.

Water can wreak havoc with a car's engine, electrical system, and interior. If your car has been in water more than halfway up its wheels, follow these ten steps to assess and address the damage.

1. Do not attempt to start the car. It's tempting to turn the key and see if the car still works, but if there is water in the engine, trying to start it could damage it beyond repair. I've outlined a few basic checks below, but if in doubt, its best to have your car towed to a mechanic.

2. Determine how deep the car was submerged. Mud and debris should have left a waterline on the car, inside as well as out. If the water level stayed below the bottom of the doors, your car will probably be fine. Most insurance companies will consider the car totaled (damaged beyond reasonable repair) if the water reaches the bottom of the dashboard.

3. Call your insurance company. Flood damage is generally covered by comprehensive (fire and theft) insurance, so even if you don't have collision coverage, you may be covered for repairs. Your insurance company will probably be flooded (sorry) with claims, so it's a good idea to start the process early. (More about floods and car insurance)

4. Start drying the interior. If water got inside the car, mold will grow quickly. Start by opening the doors and windows and putting towels on the floor to soak up water, but you should ultimately replace anything that got wet, including carpets, floor mats, door panels, seat padding and upholstery. Remember, these repairs will probably be covered by your comprehensive insurance.

5. Check the oil and the air cleaner. If you see droplets of water on the dipstick or the level of the oil is high, or if the air filter has water in it, do not attempt to start the engine. Have it towed to a mechanic to have the water cleared and the fluids changed. (Hard-core do-it-yourselfers can try changing the oil then removing the spark plugs and cranking the engine to blow out the water, but we still recommend leaving this to mechanic.)

6. Check all the other fluids. Fuel systems on late-model cars are usually sealed, but older cars may need to have their fuel systems drained. Brake, clutch, power steering and coolant reservoirs should be checked for contamination.

7. Check all of the electrical systems. If the engine looks OK to start, check everything electrical: Headlights, turn signals, air conditioning, stereo, power locks, windows and seats, even the interior lights. If you note anything even slightly amiss -- including the way the car runs or the transmission shifts -- that could be a sign of electrical trouble. Take the car to a mechanic, and remember that the damage may be covered by insurance.

8. Check around the wheels and tires. Before attempting to move the car, look for debris lodged around the wheels, brakes and underbody. (Set the parking brake before crawling around the wheels!)

9. If in doubt, push to have the car totaled. A flood-damaged car can experience problems months or even years after the event. If your car is a borderline case, consider pushing your insurance company to total the car. Replacing it will cost money, but you may save yourself from some major headaches down the road.

10. Beware of flood-damaged replacements. Many cars that are totaled due to flooding are simply cleaned up and re-sold. Before buying a used car, have the title checked; words like "salvage" and "flood damage" are red flags. Get a comprehensive history on the car -- if the car has been moved from another state and re-titled, the sellers may be trying to hide flood damage.